2025: Trusts, Gifts and Estate Planning

By Andrew Langbridge, Private Client Solicitor and Samantha Pettersen, Senior Associate

Chancellor Rachel Reeves delivered her second budget to parliament today.  After months of speculation, we finally have the details and it seems inheritance tax has been given a reprieve.  The following is a summary of the main points announced.

Infected blood scandal compensation

Following campaigns by professional bodies including the Association of Lifetime Lawyers and the Society of Trust and Estate Practitioners, the Chancellor announced that compensation payments to victims of the infected blood scandal will be exempt from inheritance tax.

Agriculture and Business property relief

The Chancellor also confirmed that the £1,000,000 allowance of agricultural and business property relief announced in last year’s budget will be transferable between spouses and civil partners in much the same way as the standard and residence nil rate bands.

Lifetime Gifts, Estates and Trusts

Other significant reforms mooted in the lead-up to today’s budget, including imposing a limit on lifetime gifts or increasing the length of time for which lifetime gifts are included in a person’s estate from seven years to ten years, failed to materialise.That being said, estates and trusts are unlikely to be immune to the effects of today’s budget. In particular, estates and trusts are likely to be subject to the 2% increases in the basic, higher and additional rates that apply to dividend, property and savings income.

How can Goughs help?

At Goughs, we can help you make the most of this inheritance tax reprieve. Our team of trusted advisors can help you reduce your exposure by ensuring you claim all available allowances, exemptions and reliefs. If you would like more information, please contact us today

Post-Budget Briefing

Why not join us at our exclusive ‘Post Budget Briefing?’

The information contained in the above article was correct at the time of publication. To ensure you are kept up to date with changes to the budgets please visit the Gov.uk website

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