For most of us, buying a new property is one of the largest and most important investments of our lives, and can be one of the most stressful! At Goughs we understand the journey you are about to embark on and will do everything we can to ensure that your move runs as smoothly as possible.
That’s why in this article we have asked our top team of residential property specialists to let us have their top tips on how you can make your move as easy and stress-free as possible.
1. Sarah’s top tip: Arrange your finances early
A great way of helping to avoid delays when moving home is to ensure that you have your mortgage in order as early as possible. Organising a mortgage can take several weeks, if you leave it too late you could risk losing your dream property.
Having a mortgage agreement in principle prior to making an offer means you are aware of how much you are able to borrow. Therefore, it can help with your search, allowing you to view those properties that fit neatly within your price bracket.
To ensure the process runs as smoothly as possible keep our dedicated residential property lawyer informed regarding your proposed mortgage arrangements and if you need any help, please do get in touch.
2. Faye’s top tip: The sooner you contact us, the sooner we can get started
Another way to help moving home made easy is to contact us as soon as possible, that way we can get started on your paperwork nice and early. If you wait until your sale is agreed before instructing us there’s likely to be weeks’ worth of paperwork that then need to be drawn up.
By giving us advanced notice we can help you move more quickly when it comes to buying or selling your next home.
3. Paul’s top tip: Bring your ID to our first meeting
One of the first, crucial stages when instructing your solicitor is to provide us with your ID; both photographic and proof of address.
The law requires solicitors as well as banks, building societies and mortgage brokers, to obtain satisfactory evidence of the identity of their clients to meet with Money Laundering Regulations.
That can be either a valid passport, a UK photo card driving licence, a HM Forces ID card or an Employers Card. And either a recent utility bill, a bank statement, a council tax bill or a mortgage statement.
4. Lisa’s top tip: Instruct a firm that is a CQS member
The Conveyancing Quality Scheme (CQS) is an accreditation provided by The Law Society that is awarded only to law firms who are able to achieve their highest standards of service, procedures and processes.
At Goughs we are proud to have been Wiltshire's first member of the CQS, so you can rest assured that we have all the skills and expertise needed to provide residential conveyancing services to the highest standard.
5. Helen’s top tip: Instruct the right people for you
Instructing the right people during your house move is important. You want to find the right mortgage adviser, the right surveyor and most importantly the right solicitor for you. As moving home is likely to be one of the biggest investments you’ll ever make, don’t just settle for the cheapest option. The benefits of instructing a named and dedicated property lawyer, who is highly experienced, has excellent local knowledge and provides you with tailored customer service is worth spending a bit extra.
6. Nadine’s top tip: Gets streets ahead, go high street
For many people instructing a local law firm offers a wide range of benefits.
Instructing a lawyer from Goughs puts you at an advantage, because our lawyers are aware of local developments and news that could potentially impact upon your property purchase.
It also means you can receive a more personalised service. Rather than driving for miles, or speaking to a different person every time you phone, with Goughs you can speak to your named and dedicated lawyer. You can also call in to visit them in person too, allowing you to save time and drop off any documents etc.
At Goughs, we also provide you with clear, upfront fees right from the start, with no hidden costs. That’s always reassuring!
If you want to find out more about why we recommend local when choosing your property lawyer, read our article here.
7. Catherine’s top tip: Any question is a good question
There is no such thing as a silly question. Whatever it is, if you’re unsure about something please ask.
Don’t feel intimated. Your lawyer is your legal expert and ultimately that’s what you’re paying them for. At Goughs, we always welcome questions, so if there is something you’re unsure of or worried about please do pop in or give us a call today.
Moving home made easy...
At Goughs, we have helped thousands of people move home, and we recognise that each move is unique, which is why we tailor our services to meet your needs. When you move with Goughs your dedicated lawyer will handle every aspect of your move, from start to finish.
With our in depth experience and extensive local knowledge you can rest assured that we are with you every step of the way.
We can help you when…
- Buying for investment
- Leasing to tenants
- Taking on a lease