Here at Goughs we understand how complicated and overwhelming it can be in trying to understand whether you have a Personal Injury Claim, and if so, how to start proceedings. We have provided this handy guide to help you. We'd love to hear from you and guide you through everything so please call us on 01249 44444, or complete our Online Enquiry Form.
Top Tips For Making a Personal Injury Claim
Evidence Gathering: This is not as tricky as it sounds and usually it is as simple as getting a few photographs. Most people now have a camera phone which means that taking a quick snap or two is relatively simple.
Timing: There is no immediate rush to make a personal injury claim after an accident and it is often better to wait a little while to see how your recovery goes before you contact a professional.
However do bear in mind that for the majority of personal injury claims there is a 3 year time limitation on making a claim – this means that if your claim is not issued at Court within three years of the accident you will be prevented from pursuing a claim.
Instructing A Specialist: Insurance companies can often ‘jump the gun’ in terms of providing their own representation for you, especially following a road traffic accident, and this can often appear like the easy option.
Make sure that your claim is in the hands of a specialist and that any advice you obtain is in your best interests! Remember, you have freedom of choice to choose whoever you want to represent you in a claim.
Personal Injury - Jargon Buster
Liability: Something someone is responsible for. Liability/responsibility can be admitted or denied.
Litigation: The process of taking legal action, sometimes known as dispute resolution.
Limitation: Period of time within which you have to bring a claim.
Causation: The act or process of causing something to happen or exist (the accident).
Negligence: Conduct that falls below the standards of behaviour established by law for the protection of others against unreasonable risk of harm.
Counsel: A barrister or other legal adviser conducting a case.
Breach of Duty: When a person or company has a duty of care toward another person or company, but fails to live up to that standard.
Condition and Prognosis: The current symptoms or condition and the possible future impact or resolution of that condition.
CNF: Claims Notification Form. A document compiled for low value claims under £25,000 containing information about the Claimant, Defendant, the accident circumstances and reasons why liability should be admitted.
Part 36: A formal offer to settle the claim made in line with the civil procedure rules.
MIB: Motor Insurers Bureau. Company funded by insured drivers premiums to provide compensation for victims of road traffic accidents caused by uninsured and untraced drivers.
CFA: Conditional Fee Agreement. The “no win, no fee” contract between Goughs and you, for this one accident/negligence only.
Disbursements: Sums of money spent during the claim to a third party e.g. Medical report.
- LEI Legal expenses insurance.
- ATE After the event insurance.
- BTE Before the event insurance.