Development Finance

Legal expertise for all your development finance requirement

Legal expertise for all your development finance requirement

Securing finance for your
land & development deal

Securing finance for a site acquisition or for the construction phase of a development is often a vital component of any land/development deal.

We have considerable experience of acting for both funders and housebuilders developers looking to obtain finance. We know what the requirements of the funders will be in relation to site acquisitions, planning agreements and development agreements and we can use our holistic overview of the development cycle to advise both developers and funders alike.

Working with funders & housebuilders

In addition to the above, we have also acted for a number of funders and have undertaken a detailed review of the developer’s solicitor’s due diligence and transactional documents to ensure that the relevant land constitutes sufficient security for the loan, as well as drafting the Facility Agreement and other finance documents

  • Facility and Loan Agreements

  • Legal Charges

  • Mezzanine and junior funding

  • Collateral Warranties and Consultant Appointments

  • Debentures

  • Step-in Agreements and Security Assignments

  • Property due diligence

Undertaking complex transactions for housebuilders and landowners

Your local employment solicitor since 1882

Recent highlights

  • Acting for a private funder on a £4m facility on a residential development in Bath

  • Dealing with Homes England on a multi million pound facility for a developer client

  • Acting for a housebuilder on multiple sites with a multi million pound rolling credit facility with a major UK Bank.

Our clients rate us excellent

Sue Greenman

Everything was completed professionally and within my tight time scales. I would like to say thank you and would definitely go back to Goughs should I need help in the future.

Ali McBrine

Thank you Alice Blackmore for your fantastic professional support, with care, compassion and kindness, of our need for explanation and understanding of the system and language in a lot of correspondence. Thank you too for being always being honest and empathic of our feelings.

Andrew Alvis

Another well-managed transaction handled promptly and professionally by Nadine Cook and her team. We have used Goughs before, will use again and would not hesitate to recommend their services to anybody.

Phil Carter

Goughs Solicitors provide a friendly, professional and extremely reassuring service. The whole team, especially Georgina Catlin, are empathetic and provide sound advice when required, you definitely feel you are in safe hands.

Your land & development team

Laura Vickers

Plot Sales & Development Conveyancer

Laura is part of the Housebuilding and Land Development Sector, specialising in the sale of new build plots on behalf of our housebuilder clients on their development sites.

Elli Crosby


After joining the firm in 2017 Elli qualified as a solicitor in January 2021. Elli deals with all aspects of housebuilding, in particular acting for both housebuilders and landowners in relation to the purchase and disposal of land for residential development.  

Aimee Glover

Senior Associate

Aimee has been working in development land since 2011 and has acted for a number of national housebuilders. She joined the team in late 2020 and manages our Planning matters whilst also dealing with both strategic land and land acquisition.

Sophie Crawford

Associate Solicitor

Sophie joined the team in December 2020 and works closely with Aimee on strategic land projects as well as dealing with all aspects of development land work.

Your real estate legal experts


We draw from a wide range of disciplines to support you in keeping your business moving forward.


Goughs have been providing legal services to businesses across the south west since 1882.


We deal with a wide variety of real estate clients so have the expertise to ensure all your needs are dealt with by one team.

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