Transfer of Equity

Let Goughs Solicitors guide you through the transfer of equity process

Let Goughs Solicitors guide you through the transfer of equity process

Transfer of equity: What does it really mean?

When you own a property you may wish to transfer the ownership to another person or people. Similarly if you jointly own a property, you may wish to take on full ownership.

The process has a lot of moving parts, so you need to be prepared; luckily you’ve come to the right place to get the best advice from an expert transfer of equity solicitors firm.

When will I need to use a transfer of equity?

There are many different situations when considering a transfer of equity might be the right option for you.

If you are going through a relationship breakdown and one party wishes to remain in the home, transferring their share to you, or your share to them could be far easier and less emotional than selling the property.

You may wish to gift your share of a property to a family members or friend

All situations are unique and require tailored advice so please get in touch for further information to suit you.

Don't waste time and money, enlist an expert

Your local transfer of equity solicitor since 1882

Your transfer of equity questions answered

The most considerable amount of time will be the mortgage company assessing your eligibility, should you be taking on a greater mortgage value on your own. Although, if you are transferring equity without a mortgage, the process can be very quick indeed.

All parties involved will need to sign documentation, so to speed up the process you could arrange to all do this at the same time.

As with all conveyancing matters, the more complicated the process, the longer it will take. As all situations are unique, get in touch for a bespoke quote today.

The cost of an equity transfer will vary dependent on the circumstances and the value of the property or properties involved. Other factors that will influence the price will be whether you are adding, removing or replacing someone on the deeds, and whether the property is leasehold or freehold.

You may also have to pay a transfer fee to your bank if the property has a mortgage.

Transferring equity can incur other costs so please get in touch for more detailed advice. These are dependent on individual circumstances. Your dedicated Goughs residential property lawyer will be able to advise on the costs you will incur, so get in touch today. 

Our clients rate us excellent

Sue Greenman

Everything was completed professionally and within my tight time scales. I would like to say thank you and would definitely go back to Goughs should I need help in the future.

Ali McBrine

Thank you Alice Blackmore for your fantastic professional support, with care, compassion and kindness, of our need for explanation and understanding of the system and language in a lot of correspondence. Thank you too for being always being honest and empathic of our feelings.

Andrew Alvis

Another well-managed transaction handled promptly and professionally by Nadine Cook and her team. We have used Goughs before, will use again and would not hesitate to recommend their services to anybody.

Phil Carter

Goughs Solicitors provide a friendly, professional and extremely reassuring service. The whole team, especially Georgina Catlin, are empathetic and provide sound advice when required, you definitely feel you are in safe hands.

Your transfer of equity team

Gemma Rodriguez-Molloy

Licensed Conveyancer

Gemma joined the Residential Property Department at Goughs in 2015. She thoroughly enjoys every aspect of buying and selling properties and the excitement of clients when they reach completion!

Amy Moran

Chartered Legal Executive

Amy began at Goughs in 2015 as a Legal Secretary in the Family Department. She moved to the Residential Property Department as a Trainee in 2017, and qualified as a Chartered Legal Executive in 2019.

Catherine Thompson

Residential Property Practitioner

Catherine joined the firm in August 2016 as a trainee conveyancer and is now a Residential Property Practitioner based in our Calne Office.

Sophie Laird

Residential Property Practitioner

Sophie deals with all aspects of residential property, remortgaging, tenancies, transfer of equity, help to buy, and military help to buy schemes.


Faye Smith


Faye works in Residential Property and strives to provide her clients with a pro-active and friendly service and to ensure that all transactions are dealt with as smoothly as possible.

Donna Linden

Senior Associate Residential Property Practitioner

Donna has been working in residential property for almost 40 years and has experience in all areas of property work including freehold, leasehold, new build, help to buy, transfers of equity, and re-mortgage. Donna believes that all clients should feel supported during one of the most expensive and emotionally charged transactions in their lives.

Lisa Seddon


Lisa qualified as a Solicitor in 2001, later specialising in Conveyancing since she enjoys the high level of client interaction that it requires. Lisa joined Goughs in 2019 after moving to Wiltshire with her family.

Nadine Stevenson

Senior Associate

Nadine joined Goughs as a Solicitor in 2019 and progressed to Associate level a year later. Nadine provides a professional service to her clients in a friendly and welcoming manner, and she works proactively and efficiently to ensure that her clients' needs and expectations are met.

Ailie Peacock

Senior Associate Licensed Conveyancer

Ailie started with Goughs Solicitors as a Paralegal in the Conveyancing Department in November 2004. She subsequently studied for the next four years and qualified as a Licensed Conveyancer in 2009. Ailie progressed to Associate level in 2014, and Senior Associate in 2019.

Isabel Figueiredo

Partner & Notary Public

Isabel has always been proud of providing a very high quality of personal service to her clients. With Isabel's assistance, her clients have been able to make their lifetime investment, whether buying their new home or stepping onto the property ladder for the first time.

Lindsey Nolan

Associate Solicitor

During her training contract, Lindsey developed an interest in Conveyancing, finding that she enjoyed progressing matters from start to finish whilst keeping open good lines of communication. Lindsey joined Goughs Solicitors in 2017 and became an Associate Solicitor in 2019.

Specialist transfer of equity lawyers

Local since 1882, with an excellent reputation

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Largest solicitors in Wiltshire

Seven offices throughout the county

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Recognised by Legal 500 and Chambers & Partners

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