Remortgaging
Your dedicated remortgage solicitor will guide you quickly and painlessly through the process
Your dedicated remortgage solicitor will guide you quickly and painlessly through the process
What should you consider when remortgaging?
If you’re considering remortgaging your home or investment property, your dedicated conveyancing lawyer will guide you seamlessly through the process.
Our remortgage solicitors and conveyancers have built up unparalleled levels of experience through their combined years of service.
What does it mean to 'remortgage'?
Remortgaging is essentially moving your current mortgage from one lender to another. Goughs remortgage solicitors are here to help whether you’re hoping to get a better deal or borrow more money, perhaps for those exciting refurbishments, or to simply reduce your monthly costs.
Popular questions about remortgaging
In some circumstances, for example, borrowing more money from your existing lender on your current arrangement, you may not need a mortgaging solicitor.
You will although need to instruct a conveyancing solicitor when adding or removing someone from your mortgage.
As all situations are unique we do recommend giving us a call to discuss your options.
The process of remortgaging is generally much quicker than buying or selling property, but it can still take a couple of months. To save time during the process, you can stay with the same lender, however many of your decisions to remortgage may be related to moving away from your current provider. It is generally quicker if you are remortgaging with the same lender. Therefore if you are looking to remortgage, ensure you give yourself at least two months before your current arrangement expires.
The legal fees involved in remortgaging are likely to be less than when you originally applied for a mortgage. Quotes you get will vary, but be sure you are instructing a firm with the credentials to support you and your individual requirements.
At Goughs we quote on a bespoke basis, so additional costs don’t sneak in further down the line.
We will also offer you a dedicated lawyer so you have a point of contract throughout your transaction. Our knowledge of Wiltshire and the surrounding areas is second to none, ensuring your transaction is completed as quickly as possible.
Get in touch for your bespoke quote.
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Sophie was very attentive and responsive and understood the need to act quickly in regard to our purchase process. She was diligent with the paperwork and was very easy to talk to and clear at explaining what was required in terms of action from our side and from the seller.
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Thank you Alice Blackmore for your fantastic professional support, with care, compassion and kindness, of our need for explanation and understanding of the system and language in a lot of correspondence. Thank you too for being always being honest and empathic of our feelings.
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Ellie genuinely cared and was invested in her work which added that personal touch of understanding and empathy that is needed when it comes to sensitive family matters. Her dedication and hard work secured my family and I the best possible outcome we could have hoped for.
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Another well-managed transaction handled promptly and professionally by Nadine Cook and her team. We have used Goughs before, will use again and would not hesitate to recommend their services to anybody.
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Goughs Solicitors provide a friendly, professional and extremely reassuring service. The whole team, especially Georgina Catlin, are empathetic and provide sound advice when required, you definitely feel you are in safe hands.
Specialist remortgage lawyers
Local since 1882, with an excellent reputation
First-class, effective service
Largest solicitors in Wiltshire
Seven offices throughout the county
Nationally accredited law firm
Recognised by Legal 500 and Chambers & Partners
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