Remortgaging

Your dedicated remortgage solicitor will guide you quickly and painlessly through the process

Your dedicated remortgage solicitor will guide you quickly and painlessly through the process

What should you consider when remortgaging?

If you’re considering remortgaging your home or investment property, your dedicated conveyancing lawyer will guide you seamlessly through the process.

Our remortgage solicitors and conveyancers have built up unparalleled levels of experience through their combined years of service.

What does it mean to 'remortgage'?

Remortgaging is essentially moving your current mortgage from one lender to another.  Goughs remortgage solicitors are here to help whether you’re hoping to get a better deal or borrow more money, perhaps for those exciting refurbishments, or to simply reduce your monthly costs.

Don't spend more than you need to

Your local remortgage solicitor since 1882

Popular questions about remortgaging

In some circumstances, for example, borrowing more money from your existing lender on your current arrangement, you may not need a mortgaging solicitor. 

You will although need to instruct a conveyancing solicitor when adding or removing someone from your mortgage. 

As all situations are unique we do recommend giving us a call to discuss your options. 

The process of remortgaging is generally much quicker than buying or selling property, but it can still take a couple of months. To save time during the process, you can stay with the same lender, however many of your decisions to remortgage may be related to moving away from your current provider. It is generally quicker if you are remortgaging with the same lender. Therefore if you are looking to remortgage, ensure you give yourself at least two months before your current arrangement expires. 

The legal fees involved in remortgaging are likely to be less than when you originally applied for a mortgage. Quotes you get will vary, but be sure you are instructing a firm with the credentials to support you and your individual requirements. 

At Goughs we quote on a bespoke basis, so additional costs don’t sneak in further down the line. 

We will also offer you a dedicated lawyer so you have a point of contract throughout your transaction. Our knowledge of Wiltshire and the surrounding areas is second to none, ensuring your transaction is completed as quickly as possible. 

Get in touch for your bespoke quote.

Our clients rate us excellent

Shaun
We have just completed some legal paperwork with Mrs Isabel Figueiredo and as ever she provided a brilliant service. She explained everything and made sure that my wife and I understood before proceeding. I cannot recommend her enough and thank you again.
Sue Greenman

Everything was completed professionally and within my tight time scales. I would like to say thank you and would definitely go back to Goughs should I need help in the future.

Matt Saunders

Sophie was very attentive and responsive and understood the need to act quickly in regard to our purchase process. She was diligent with the paperwork and was very easy to talk to and clear at explaining what was required in terms of action from our side and from the seller.

Ali McBrine

Thank you Alice Blackmore for your fantastic professional support, with care, compassion and kindness, of our need for explanation and understanding of the system and language in a lot of correspondence. Thank you too for being always being honest and empathic of our feelings.

Mike Blunsdon

Ellie genuinely cared and was invested in her work which added that personal touch of understanding and empathy that is needed when it comes to sensitive family matters. Her dedication and hard work secured my family and I the best possible outcome we could have hoped for.

Andrew Alvis

Another well-managed transaction handled promptly and professionally by Nadine Cook and her team. We have used Goughs before, will use again and would not hesitate to recommend their services to anybody.

Jennifer Jay
Luchia was extremely professional yet relaxed in her approach. Her experience and knowledge were obvious and she was tactful to the extreme in some of our unconventional bequests and wishes during a Will making appointment.
Phil Carter

Goughs Solicitors provide a friendly, professional and extremely reassuring service. The whole team, especially Georgina Catlin, are empathetic and provide sound advice when required, you definitely feel you are in safe hands.

Your remortgage team

Gemma Rodriguez-Molloy

Licensed Conveyancer

Gemma joined the Residential Property Department at Goughs in 2015. She thoroughly enjoys every aspect of buying and selling properties and the excitement of clients when they reach completion!

Amy Moran

Chartered Legal Executive

Amy began at Goughs in 2015 as a Legal Secretary in the Family Department. She moved to the Residential Property Department as a Trainee in 2017, and qualified as a Chartered Legal Executive in 2019.

Catherine Thompson

Residential Property Practitioner

Catherine joined the firm in August 2016 as a trainee conveyancer and is now a Residential Property Practitioner based in our Calne Office.

Helen Barry

Residential Property Practitioner

Helen is a Residential Property Practitioner based in our Devizes office who prides herself on providing a comprehensive and tailored service to all clients.

Sophie Laird

Residential Property Practitioner

Sophie deals with all aspects of residential property, remortgaging, tenancies, transfer of equity, help to buy, and military help to buy schemes.

 

Faye Smith

Solicitor

Faye works in Residential Property and strives to provide her clients with a pro-active and friendly service and to ensure that all transactions are dealt with as smoothly as possible.

Sarah Thomson

Senior Associate & Head of Residential Property

Sarah is the Head of the Residential Property team and deals with all aspects of residential property, including freehold and leasehold sales & purchases, remortgages, transfers of equity, shared ownership, and auction sales & purchases.

Donna Linden

Associate Residential Property Practitioner

Donna has been working in residential property for almost 40 years and has experience in all areas of property work including freehold, leasehold, new build, help to buy, transfers of equity, and re-mortgage. Donna believes that all clients should feel supported during one of the most expensive and emotionally charged transactions in their lives.

Lisa Seddon

Solicitor

Lisa qualified as a Solicitor in 2001, later specialising in Conveyancing since she enjoys the high level of client interaction that it requires. Lisa joined Goughs in 2019 after moving to Wiltshire with her family.

Nadine Cook

Associate Solicitor

Nadine joined Goughs as a Solicitor in 2019 and progressed to Associate level a year later. Nadine provides a professional service to her clients in a friendly and welcoming manner, and she works proactively and efficiently to ensure that her clients' needs and expectations are met.

Ailie Peacock

Senior Associate Licensed Conveyancer

Ailie started with Goughs Solicitors as a Paralegal in the Conveyancing Department in November 2004. She subsequently studied for the next four years and qualified as a Licensed Conveyancer in 2009. Ailie progressed to Associate level in 2014, and Senior Associate in 2019.

Isabel Figueiredo

Partner & Notary Public

Isabel has always been proud of providing a very high quality of personal service to her clients. With Isabel's assistance, her clients have been able to make their lifetime investment, whether buying their new home or stepping onto the property ladder for the first time.

Lindsey Nolan

Associate Solicitor

During her training contract, Lindsey developed an interest in Conveyancing, finding that she enjoyed progressing matters from start to finish whilst keeping open good lines of communication. Lindsey joined Goughs Solicitors in 2017 and became an Associate Solicitor in 2019.

Specialist remortgage lawyers

Local since 1882, with an excellent reputation

First-class, effective service

Largest solicitors in Wiltshire

Seven offices throughout the county

Nationally accredited law firm

Recognised by Legal 500 and Chambers & Partners

Why wait? Let's talk

Fill out the form below and we will get back to you!